Our Charges

For a limited time - new customers try a loan for just 1 cent - you repay only 1 cent more than you borrow.
Paydayloansrightnow.com takes pride in providing the best value of any payday lender. There are no hidden charges or surprise fee's.

We charge $25 for every $100 you borrow (On subsequent loans - your first loan is only one cent more than you borrow!)

You Borrow	You Payback
$100	$125
$200	$250
$300	$375
$400	$500
$500	$625
$600	$750
$750	$937.50

Why does the APR seem so high?

The APR seems high because it is! By government regulation we are mandated to represent our loan products with an APR, which is just not an accurate reflection of what a short term loan product is. Actual interest on payday loans is roughly 25%

APR’s are based on repaying a certain amount of interest over a period of a year, are more intended for credit cards or home loans and do not suit short term cash loans.

If you were to borrow $100 and paid back $25 every month for a year it would be very costly indeed.

We tell you the exact amount you pay back in total rather than an APR. We are confident that we offer the most competitive rates in the industry for payday loan service.