Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to work out a payment plan
  • If you are on government benefits, ask for an advance payment from Centrelink: 13 17 94
Go to — MoneySmart shows you how small amount loans work and suggests other options that may help you.

Australia’s Fastest Payday Loans

Why Choose To Arrange Your Loan?

  • All Credit History acceptable.
  • Anyone Can Apply
  • No Paperwork for most people. Completely Online
  • Get the cash you need now.

Our fresh way of looking at the information you provide means you don’t waste time with paperwork, queueing, or painful face-to-face meetings. It’s totally different from how old-school lenders do things. We start with your employment status. You need to be employed full-time or part-time — so if your primary source of income is government benefits, you won’t be eligible to borrow from us.

No More Overdrafts

No more worries about insufficient funds. Control your own financial situation and enjoy your life again. If you need up to $1500 quickly, we can possibly make it happen.  There are no faster loans available in Australia!

Fast, Instant Payday Loans

You can borrow anywhere from $100 to $1500 depending on your personal circumstances. Money can be in your account today! Same day cash. First loan limited to $600, depending on circumstances.
bad credit

I have a bad credit history – can I still be approved?

You may be eligible if you have bad credit. It is understood that your credit history may not be a reflection on your current financial situation, which is why your current situation is carefully assessed before an advance is approved. Also, be aware that there are no loans anywhere that require no credit check. If you see an offer for one, it is false advertising

Online, really completely online!

Our payday loans are always under $1500 and are almost always issued for a period of 31 days or less. Apply online in less than two minutes, max. In most cases, there is no hassles with paperwork and definitely no standing in long lines. We are the best choice for Australian payday loans. Our online system ensures you get cash right now, without the headache! 15 minute loans

We make it easy!

We specialize in helping you get the fast cash loans you need now. Apply online and receive an instant decision. You can have cash in hand in less than an hour. Apply today – Cash today! Oh, and did we mention, NO PAPERWORK (for the vast majority)!